Jim Sroka

Jim Sroka at United Lending Partners is a highly experienced mortgage professional serving the greater Sacramento region with more than 35 years of expertise in real estate financing and mortgage lending.

Throughout his career, Jim has helped over 5,000 families achieve the dream of homeownership by providing trusted guidance, personalized loan solutions, and exceptional customer service. Jim holds a BA in Economics, California Department of Real Estate Mortgage Loan Originator endorsement and is nationally licensed through the Nationwide Multistate Licensing System (NMLS).

His extensive industry background includes serving as Branch Manager for several major mortgage companies, where he developed a reputation for leadership, integrity, and in-depth knowledge of the evolving mortgage market. Specializing in a full range of mortgage loan programs, Jim works with homebuyers, homeowners, and real estate professionals to secure financing solutions tailored to each client’s unique needs.

His expertise includes:

• VA Loans
• FHA Loans
• Conventional Financing
• Jumbo Loans
• First-Time Buyer Programs
• Refinance and Investment
• Property Financing

Known for his strategic approach and strong communication skills, Jim is committed to making the lending process smooth, transparent, and successful from application through closing. His decades of experience allow him to guide buyers confidently through today’s competitive real estate market while helping them understand every step of the mortgage process. Jim Sroka continues to be a trusted resource for buyers and real estate professionals throughout the Sacramento area, delivering expert mortgage guidance with professionalism, integrity, and a client-first philosophy.

NMLS 212606

DRE 00978082