Somerset Homes under $500,000

Welcome to Somerset, California—a hidden gem nestled in the picturesque El Dorado County. This charming community offers a serene lifestyle surrounded by the breathtaking beauty of the Sierra Nevada foothills. With its stunning landscapes, abundant outdoor activities, and a tight-knit community feel, Somerset is the perfect place for those seeking a peaceful retreat while still being within reach of urban conveniences.

Somerset boasts a rich history and a vibrant local culture that reflects the spirit of California's Gold Rush era. The area is characterized by its lush vineyards, rolling hills, and majestic oak trees, making it a haven for nature enthusiasts and wine lovers alike. Residents can enjoy hiking, biking, and horseback riding in the nearby El Dorado National Forest, or simply relax and take in the stunning vistas that surround them.

For homebuyers looking for affordable options, Somerset offers an enticing selection of homes under $500,000. From charming single-family residences to cozy cottages, there’s a diverse range of properties that cater to various lifestyles and budgets. These homes often feature spacious yards, modern amenities, and a warm, inviting atmosphere that makes them perfect for families, retirees, or anyone looking to embrace the tranquility of rural living.

Discover the joys of Somerset, where community spirit meets natural beauty, and find your dream home today in this enchanting part of El Dorado County. Whether you're a first-time buyer or looking to downsize, Somerset is ready to welcome you home.

Newest Somerset Homes under $500,000

$479,900

3 Beds ⋅ 2 Baths ⋅ 1,870 SqFt. ⋅ 226119121 MLS

Freddie Mac Homesteps Property. 2 parcels included totaling 11.75 wooded acres. Gated driveway. Home has a wrap-around porch. 3 Bedrooms and 2 Full Baths. Open living area with a wood stove. Dining space by the kitchen. Inside laundry room has a sink and cabinets. 4 car garage, metal storage container, fenced garden, detached shed and Generator.

8711 Grizzly Flat Road, Somerset

Listing courtesy of Windermere Signature Properties El Dorado Hills/Folsom.

$275,000

3 Beds ⋅ 2 Baths ⋅ 1,068 SqFt. ⋅ 226124379 MLS

Welcome to this beautifully remodeled home located in the charming community of Fair Play, CA. Just minutes from award-winning wineries, scenic drives, and all the beauty the Sierra Foothills have to offer. Sitting on just over half an acre, this property has been thoughtfully updated from top to bottom. Enjoy peace of mind with a brand-new roof, new exterior siding, fresh paint inside and out, new HVAC unit, and updated flooring throughout. The fully renovated kitchen features brand-new cabinets and a clean, modern style perfect for both everyday living and entertaining. Tucked across the street from a popular local restaurant and tasting room, the location makes it an excellent candidate for short-term rental income or a full-time residence. With a seasonal creek running nearby and a large, open front yard, the property feels peaceful and private while still being incredibly accessible. Additional features include a storage shed, shared well (no water bill!), and a spacious lot perfect for gardening, outdoor seating areas, or even expansion. Whether you're dreaming of a wine country getaway, an investment property, or a cozy primary home, this move-in-ready retreat offers it all! Owner may carry a portion of the note. Motivated seller! Bring an Offer!

2018 Whistler Way, Somerset

Listing courtesy of eXp Realty of California, Inc..

$469,000

1,200 SqFt. ⋅ 226097267 MLS

POTENTIAL INCOME PRODUCER WITH some infrastructure investment to finish build out on 2 of the 3 units for multiple tenants and/or multi-generational living at close to El Dorado & Amador County Wineries on 2+ usable, fenced acres. The primary house is a single level ranch styled home featuring 2 bedrooms, 2 full baths, spacious living room & kitchen with a covered front porch and rear patio. Attached to the primary house is a guest cottage with a 1/2 bath and then the detached barn/garage has an unfinished apartment, tack & storage rooms. RV/Boat & Recreational Vehicle parking is easy here plus 3 covered car port spaces - easily room for 20 vehicles - bring all your friends & family. Close to a sweet local elementary school, quickie-mart for gas, beer & snacks, the Cosumnes River and local El Dorado and Amador county wineries.

a Mt Aukum Road, Somerset

Listing courtesy of Century 21 Select Real Estate.

$469,000

2 Beds ⋅ 2 Baths ⋅ 1,200 SqFt. ⋅ 226097266 MLS

Multi-generational living at close to El Dorado & Amador County Wineries on 2+ usable, fenced acres. The primary house is a single level ranch styled home featuring 2 bedrooms, 2 full baths, spacious living room & kitchen with a covered front porch and rear patio. Attached to the primary house is a guest cottage with a 1/2 bath and then the detached barn/garage has an unfinished apartment, tack & storage rooms. RV/Boat & Recreational Vehicle parking is easy here plus 3 covered car port spaces - easily room for 20 vehicles - bring all your friends & family. Close to a sweet local elementary school, quickie-mart for gas, beer & snacks, the Cosumnes River and local El Dorado and Amador county wineries.

a Mt Aukum Road, Somerset

Listing courtesy of Century 21 Select Real Estate.

$298,000

3 Beds ⋅ 2 Baths ⋅ 1,742 SqFt. ⋅ 226096640 MLS

SetSet in the heart of the celebrated Fair Play winery district and surrounded by the scenic beauty of El Dorado County wine country, this charming 3 bedroom, 1.5 bath log cabin offers the ultimate Sierra Foothills retreat. Located in the peaceful community of Somerset near the Cosumnes River, the home was built in 1991 and lovingly owned by the original family as their private cabin getaway, designed for relaxation, entertaining, and unforgettable weekends with friends and family. Inside, warm wood interiors, large woodstove, and authentic log construction create a cozy lodge style atmosphere, while the country kitchen with solid wood cabinetry and propane appliances opens seamlessly into the inviting dining, gather space. Step outside to enjoy the covered porch and rear deck, the perfect setting for morning coffee or evenings spent unwinding with local Fair Play wines beneath the trees. Just minutes from award winning wineries, tasting rooms, vineyard events, and scenic foothill adventures, this property is ideal as a full time residence, weekend escape, or vacation rental opportunity. Serviced by EID water, septic, and leased propane, this private foothills retreat offers a rare opportunity to experience the relaxed lifestyle and natural beauty that make Fair Play wine country so desirable. Go see it for yourself.

6187 Outingdale Road, Somerset

Listing courtesy of eXp Realty of California, Inc..

$449,000

3 Beds ⋅ 2 Baths ⋅ 1,602 SqFt. ⋅ 226096244 MLS

Nestled in the soaring pines, madrones & oaks is a well cared for, move-in ready 1,602 sf single level ranch styled home on 14.04 private acres. The house features a spacious great room with kitchen, dining & living room opening to a huge covered rear deck on which to enjoy the gorgeous natural setting year round...can you imagine your jacuzzi on this back deck for your personal retreat space? There is an attached 2 car garage with workshop area, a shed, and a large RV barn with additional storage for your toys and tools or make it feed storage for your critters. So many possiblities on this property PLUS SOLAR you can own...pay off is about 35k.

5220 Cosumnes Mine Road, Somerset

Listing courtesy of Century 21 Select Real Estate.

$445,000

3 Beds ⋅ 2 Baths ⋅ 2,050 SqFt. ⋅ 226095960 MLS

If you've been searching for privacy and room to roam, this nearly 16-acre property is full of opportunity. Tucked away in a peaceful setting, this home offers endless potential for the buyer with vision. Bring your tool belt and creative ideas to transform this property into the weekend retreat or full-time residence you've always wanted. There's plenty of space for horses, livestock, and all your outdoor hobbies, plus a workshop for projects, storage, or equipment. Whether you're dreaming of a country escape, hobby farm, or private homestead, this property is ready for its next chapter.

2285 Cedarville Road, Somerset

Listing courtesy of Davenport Properties.

$339,900

2 Beds ⋅ 2 Baths ⋅ 1,080 SqFt. ⋅ 226087715 MLS

Charming fixer on 25.94 acres! Located near the North Fork of the Cosumnes River and just a short drive to town, this 2-bedroom, 2-bath cottage-style home offers 1,080 square feet of living space on a beautiful parcel featuring a mix of open space and mature trees. Built in 1948, the single-story home is ready for renovation and offers a great opportunity for a buyer looking to create something of their own. For qualified buyers, an FHA 203(k) renovation loan may provide an option to finance both the purchase and eligible improvements into one loan, making this property especially worth exploring for those looking to renovate. The property has recently been graded, including an area that may be suitable for a future build. Whether you renovate the existing home, use it as a guest house, or explore other possibilities, the acreage offers plenty of flexibility. There is ample space for RVs, boats, equipment, animals, gardening, or simply enjoying the privacy and peaceful country setting. One of the property's most unique features is private access to the Cosumnes River, including your own swimming hole. Potential for additional improvements or ADUs may exist; buyers should verify all land use, zoning, financing and development opportunities with the appropriate professionals and agencies. If you've been looking for acreage with an existing home, usable land, river access and room to bring your own vision to life, this is an opportunity worth exploring.

6600 Happy Valley Road, Somerset

Listing courtesy of California Realty Partners.

$415,000

2 Beds ⋅ 1 Baths ⋅ 1,770 SqFt. ⋅ 226067371 MLS

Welcome to 8600 Lodestone Road in Somerseta rare opportunity to own a peaceful country property offering privacy, acreage, and endless potential. Situated on 40 private acres, this unique 2-bedroom, 1-bath log home offers approximately 1,770 square feet and is ready for someone with vision, creativity, and a toolbox to restore or reimagine it. Built in 1981, the home features a wood-burning fireplace, exposed log accents, and a true cabin-in-the-woods feel. Surrounded by mature trees, fruit trees, and a seasonal stream, the land offers a beautiful rural setting with room to create a weekend retreat, garden, hobby farm, livestock property, or peaceful full-time residence. An additional adjacent 23.42-acre parcel, APN 095-011-045-000, is included, bringing the total offering to approximately 63.42 acres. Located near local wineries, hiking trails, and outdoor recreation, this property offers the privacy and freedom of Somerset country living. There may also be potential to split the parcel; buyers are advised to verify all possibilities with the appropriate county agencies. Bring your vision and make this special foothill property your own.

8600 Lodestone Road, Somerset

Listing courtesy of RE/MAX Gold.

$299,000

2 Beds ⋅ 1 Baths ⋅ 1,008 SqFt. ⋅ 226050506 MLS

Welcome to Somerset..set on just under 2 acres, this beautifully renovated A-frame in Wine Country perfectly blends modern upgrades with serene country living. This move-in-ready home has been thoughtfully transformed from top to bottom, showcasing fresh finishes, stylish interiors, and a clean, contemporary feel throughout. Enjoy a bright, open layout, an upgraded kitchen and bathrooms, and quality craftsmanship in every detail. Surrounded by the natural beauty of El Dorado County, the property offers the ideal balance of privacy and convenienceperfect for those looking to escape the hustle while still staying within reach of nearby amenities. Whether you're seeking a full-time residence or a peaceful retreat, this turnkey home is ready to welcome you. Outside, relax on the expansive deck overlooking peaceful pond views, gather around the BBQ with friends and family, or enjoy the freedom to garden, raise chickens, and embrace a more self-sufficient lifestyle. With ample parking, fenced privacy, and plenty of room to roam, this charming property blends seclusion with everyday convenience. Whether you're looking for a second home, vacation rental, or full-time escape, this property delivers privacy, tranquility, and the space to live life on your terms.

6141 Sweeney Road, Somerset

Listing courtesy of eXp Realty of California, Inc..

$469,000

2 Beds ⋅ 2 Baths ⋅ 1,176 SqFt. ⋅ 226051230 MLS

7131 Mount Aukum Rd, Somerset

Listing courtesy of Century 21 Select Real Estate.

$334,900

3 Beds ⋅ 2 Baths ⋅ 1,144 SqFt. ⋅ 226014762 MLS

Set on 5+ acres, this updated home offers a spacious front deck perfect for outdoor living. The kitchen features granite counters and stainless steel appliances, while a cozy wood-burning stove warms the living room. Fresh interior and exterior paint enhance the move-in-ready appeal. An extra-tall, attached two-car garage includes a workshop and ample storage. Just minutes from a popular swimming hole along the Middle Fork Cosumnes River. Well and septic were repaired in 2025.

1020 Mount Aukum Court, Somerset

Listing courtesy of Jackson Realty, Inc..

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